Thursday, April 14, 2011

The Beneficial Aspects To Insurance Policy Changes

By Ethan Kalvin


Insurance is changing every day and in more ways than one. Health insurance is a hugely discussed and debated topic, especially in the news. The type of coverage and the cost of the coverage seem to be the hot topic of health insurance; it's about those that can afford it, are offered the coverage or are not fortunate enough to have coverage at all. We see many companies offering insurance coverage that a person with good health can purchase for a reasonable monthly premium.


The largest concern is the amount of uninsured people that are jogging around without coverage, and those lying in hospital beds without coverage. The medical programs for the elderly is named Medicare and is widely abused, Medicaid is for those indigent with low income and is also widely abused.

Fortunately the media is honing in on the insurance dilemma, and showing where there's deficiencies. Bringing this information forth is showing the general public what is going on with our people. The massive idea now is to discover a way to offer everyone coverage, so that no has to be without; not icy or sniffle untreated. The changing face of insurance is forcing the insurance firms to generate designs that is affordable to all, and will cover any person irrespective of their health status.

The benefit of the changes being made, will able the low income, medically indigent and those with pre-existing health conditions to be treated as any other paying patient in a hospital. This also creates less pro-bono work for the hospitals, creating stronger health systems that do not have to worry about collecting payment from a patient who will never be able to pay their $16000 medical bill from being sick in the hospital.

These changes ought to bring equality to people in this country; with the insurance paying patient in bed receives the same care as the medically indigent, newly insured patient with known diseases in bed. The constant studies on insurance policies, the amount of patients not insured gives a basis of what is necessary to make the changes. Everyone deserves the best care and treatment obtainable, as well as not has to worry about in the event that they can afford to go. Lots of people will stay at home and become sicker because they are afraid of the affordability, but if the person is given insurance, the person would get better by receiving care. The changes are being made for the better health of everyone, for all people presently insured and un-insured.




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